curl --request POST \
  --url https://carbonapistagingsecure.getcarbon.co/baas/api/v1/payouts/merchant-fee-charge \
  --header 'Content-Type: application/json' \
  --header 'apikey: <api-key>' \
  --header 'x-carbon-key: <x-carbon-key>' \
  --data '
{
  "amount": 10,
  "description": "Fee Charge of N100",
  "sourceAccountId": "0340899287",
  "targetAccountId": "6009490194"
}
'

const options = {
  method: 'POST',
  headers: {
    'x-carbon-key': '<x-carbon-key>',
    apikey: '<api-key>',
    'Content-Type': 'application/json'
  },
  body: JSON.stringify({
    amount: 10,
    description: 'Fee Charge of N100',
    sourceAccountId: '0340899287',
    targetAccountId: '6009490194'
  })
};

fetch('https://carbonapistagingsecure.getcarbon.co/baas/api/v1/payouts/merchant-fee-charge', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://carbonapistagingsecure.getcarbon.co/baas/api/v1/payouts/merchant-fee-charge",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "POST",
  CURLOPT_POSTFIELDS => json_encode([
    'amount' => 10,
    'description' => 'Fee Charge of N100',
    'sourceAccountId' => '0340899287',
    'targetAccountId' => '6009490194'
  ]),
  CURLOPT_HTTPHEADER => [
    "Content-Type: application/json",
    "apikey: <api-key>",
    "x-carbon-key: <x-carbon-key>"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

import requests

url = "https://carbonapistagingsecure.getcarbon.co/baas/api/v1/payouts/merchant-fee-charge"

payload = {
    "amount": 10,
    "description": "Fee Charge of N100",
    "sourceAccountId": "0340899287",
    "targetAccountId": "6009490194"
}
headers = {
    "x-carbon-key": "<x-carbon-key>",
    "apikey": "<api-key>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.text)

require 'uri'
require 'net/http'

url = URI("https://carbonapistagingsecure.getcarbon.co/baas/api/v1/payouts/merchant-fee-charge")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Post.new(url)
request["x-carbon-key"] = '<x-carbon-key>'
request["apikey"] = '<api-key>'
request["Content-Type"] = 'application/json'
request.body = "{\n  \"amount\": 10,\n  \"description\": \"Fee Charge of N100\",\n  \"sourceAccountId\": \"0340899287\",\n  \"targetAccountId\": \"6009490194\"\n}"

response = http.request(request)
puts response.read_body

package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://carbonapistagingsecure.getcarbon.co/baas/api/v1/payouts/merchant-fee-charge"

	payload := strings.NewReader("{\n  \"amount\": 10,\n  \"description\": \"Fee Charge of N100\",\n  \"sourceAccountId\": \"0340899287\",\n  \"targetAccountId\": \"6009490194\"\n}")

	req, _ := http.NewRequest("POST", url, payload)

	req.Header.Add("x-carbon-key", "<x-carbon-key>")
	req.Header.Add("apikey", "<api-key>")
	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

{
  "status": "success",
  "message": "Merchant fee charge processed successful...",
  "data": {
    "success": true,
    "message": "Successful",
    "statusCode": "00",
    "transaction": {
      "wasReversed": false,
      "amount": 1000,
      "description": "Fee Charge of N100",
      "category": "Fund Transfer",
      "uniqueRef": "177383661255062352",
      "internalRef": "1406812",
      "transactionType": "DEBIT",
      "entryDate": "2026-03-18T12:23:41.015+0000",
      "internal": true,
      "accountId": "0340899287"
    }
  }
}

{
  "status": "failed",
  "message": "invalid source account"
}